You earned the title.
Now get the keys.
A home loan program built around how medical careers actually work: little to no money down, no mortgage insurance, and the option to close before your first day on the job. Burton & Burton guides you from first question to front door.
Financing for a primary residence. Subject to qualification and program approval.
Check My Qualifying TierYour career is an asset. This program treats it like one.
Traditional loans penalize the early years of a medical career: high student debt, a short work history, a contract that hasn't started yet. This program was designed around exactly those realities.
Little to no cash down
Zero-down options on homes up to $1 million, so your liquid savings can stay in reserve for moving, furnishing, or paying down loans.
Higher price points, low down
Finance up to $1.25M with 3% down, $1.5M with 5% down, and up to $2M with 10% down.
No mortgage insurance
No borrower-paid mortgage insurance, even with a small down payment. That's money in your pocket every single month.
Close before day one
Starting a new position? You can close on your home before your employment begins, so you move once, directly into your own place.
Any stage of your career
Available no matter how long you've been practicing, from your first year of residency to your twentieth year in practice.
A team that knows your schedule
Evening and weekend showings, virtual tours between shifts, and one single point of contact from search to closing.
Built for the people who care for everyone else.
The program is open to licensed physicians, dentists, and allied healthcare professionals — including those still in training — buying a home they'll live in.
Medical Physicians
All specialties and practice groups, from private practices to large health systems.
Doctors of Osteopathy
Full programmatic parity for DOs across hospital medicine and specialty clinics.
Doctors of Dental Medicine
General dentists, orthodontists, pediatric dentists, and oral surgeons.
Still in Training?
You're fully included. Signed residency or fellowship match letters count for pre-approval.
The 40-Day Homebuying Workflow
Structured in clear 3-day intervals so doctors, dentists, and residents can effortlessly navigate from consultation to keys without missing hospital shifts or patient rounds.
15-Min Shift-Friendly Consult & Timeline Align
Quick phone or video sync between hospital rounds or clinic hours.
Establish commute radiuses for call shifts, residency/hospital transfer dates, and custom price targets.
No wasted hours scrolling retail listings that don't fit medical residency or fellowship calendars.
Leverage your employment letter, ignore student debt burdens, and pinpoint exact budget.
Curated listings within call radius, video walkthroughs, and VIP tour windows.
We manage inspections, structural reviews, appraisal tracking, and contract milestones.
Close before your first official shift. Keys handed over with 0% down options available.
From offer letter to front door in four steps.
Free 15-minute consult
Tell us your timeline, target area and budget. We'll confirm the program is a fit.
Get pre-approved
We introduce you to the program's loan specialist. Your signed contract or offer letter can count toward approval.
Search on your schedule
Curated listings near your hospital or practice, virtual tours, and showings that work around call.
Close and move in
We negotiate, coordinate inspections and closing, and hand you the keys, even before your start date.
See what you could buy, with no obligation.
Share a few details and a Burton & Burton agent will reach out within one business day with your options and a personalized home-buying plan.
Frequently asked questions
You take care of patients.
Let us take care of the move.
Fifteen minutes is all it takes to find out what you qualify for and activate your 40-day track.
Book my free consult